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NET Worth Calculator UK

Enter values in the Assets (what you own) and Liabilities (who you owe) columns to calculate your NET Worth. Please enter outstanding balances (e.g. mortgage balance remaining) and not monthly payments.

Below is a comparison of your net worth profile with the general UK population and an estimate of your future NET Worth, calculated by assuming your assets appreciate/depreciate at their historical average growth rates.

Results & How You Compare

Based on the numbers entered above, your NET worth is £. This puts you in the percentile of the UK population (in the top ).

We have broken down your assets into four groups: property wealth, financial wealth (savings and investments), physical wealth (vehicles and other assets), and pension wealth. You can see how you compare with your UK peer group.

Peer NET Worth Source: Resolution Foundation / ONS (2014-2016 and 2016-18 studies)

At the lower end of the UK distribution, people on average have the majority of their wealth in physical assets (c. 75%) such as vehicles, with little or no financial assets and property. In the average household, the majority of wealth is in property (c. 45%) and retirement funds (c. 30%), with a small allocation to financial (c. 5%) and physical assets (c. 20%). At the top of the distribution, pensions (c. 45%) rises to be the dominate group, with reductions in property (c. 30%) and physical assets (c. 5%) offset by increases in financial assets (c. 20%).


In the past ten years the FTSE 100 has produced an annualised total return of 7.4%, and UK property has on average increased in value by approximately 3.5% a year.

Assuming investments continue to grow at the average rate from the past ten years, and depreciating assets (such as cars) depreciate at 10% per annum, the assets and liabilities entered above would be worth £ in five years time.