Net Worth Calculator UK

Enter values for your Assets (what you own) and Liabilities (who you owe) to calculate your net worth.

Use outstanding balances (e.g. mortgage balance remaining) and not monthly payments.



Your Net Worth

Based on the numbers entered above, your net worth is £. This puts you in the percentile of the UK population (in the top ).

Breakdown and UK comparison

As people get wealthier their wealth breakdown tends to change, shifting more towards financial assets and pensions over property and physical assets such as cars.

See how your wealth breakdown compares with the average person in your current wealth band (top to in the UK).

Wealth is grouped into the following categories:

  • Property
  • Financial - Savings and Investments
  • Physical - Vehicles and Other Assets
  • Pensions
Average ( to decile)
UK wealth averages source: Resolution Foundation / ONS (2014-2016 and 2016-18 studies)

At the lower end of the UK distribution, people have the majority of their wealth in physical assets such as vehicles, with little or no financial assets and property. In the average household, most wealth is in property and retirement funds, with a small percentage allocated to financial and physical assets. At the top end, pensions rise to be the dominant wealth group, with reductions in property and physical assets offset by increases in financial assets.

Your Future Net Worth

In the past ten years, the FTSE 100 has produced an annualised total return of 7.4%, and UK property has on average increased in value by approximately 3.5% a year.

Assuming investments and property continue to grow at these rates, and depreciating assets (such as cars) depreciate at 10% per year, your net worth calculated above will be worth £ in five years.