Buy-to-let Investment Calculator
Estimate the economics of a Buy-to-Let property investment.
Enter the purchase price, expected monthly rental income, loan to value (mortgage divided by property value), and your income tax band.
These numbers are indicative and do not cover all scenarios.
Figures in Green denote either a positive P&L, passed ICR (> 145%), Gross Yield > 5%, or a positive return on equity. Otherwise they are coloured Red
Currently lenders require an Interest Coverage Ratio (ICR) of at least 145% at a mortgage interest rate of 5.5% (used in this calculator).
Mortgage interest rate is based on Loan To Value (LTV) and is updated quarterly based on averages rates from major UK lenders.